Plan 20/30/50
Al Hamra Waterfrontby Al Hamra
Al Hamra Village, Ras al Khaimah
Price from
$ 361 308
from $ 7 860 per m²
Dubai
Properties for sale on mortgage in Dubai — page 9
View on the map2,206 offers
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Al Hamra Waterfront
Plan 5/55/40
Vela Vientoby Omniyat
Price from
$ 5 956 083
from $ 16 600 per m²
Plan 10/50/40
Wadi Villasby Arista Properties
Price from
$ 4 014 891
from $ 6 600 per m²
Post-handover plan
Takayaby Union Properties
Price from
$ 388 282
from $ 5 050 per m²
Plan 60/40
Price from
$ 239 744
from $ 6 100 per m²
Plan 25/25/50
Regent Residencesby Sankari Properties
Price from
$ 10 762 943
from $ 16 320 per m²
Rijas Majanby Rijas Aces Property
Price from
$ 211 104
from $ 4 710 per m²
Plan 10/50/40
NB Collection
Hayat Islands, Ras Al Khaimah
Price from
$ 4 959 128
from $ 10 630 per m²
Plan 20/30/50
Celeste by HREby HRE Development
Al Jaddaf
Price from
$ 419 482
from $ 6 730 per m²
Plan 10/60/30
Oystraby Richmind
Price from
$ 740 614
from $ 10 420 per m²
Plan 10/30/60
Nawayef West by Modon Propertiesby Modon Properties
Hudayriyat Island
Price from
$ 2 757 766
from $ 6 320 per m²
Plan 10/55/35
Price from
$ 844 687
from $ 8 530 per m²
Plan 10/30/60
Nawayef Mansions by Modon Propertiesby Modon Properties
Hudayriyat Island
Price from
$ 2 757 766
from $ 6 320 per m²
Plan 10/30/60
Al Naseem Villas by Modon Propertiesby Modon Properties
Hudayriyat Island
Price from
$ 2 436 495
from $ 3 120 per m²
Post-handover plan
Price from
$ 192 643
Plan 5/45/50
Orla Dorchester Collectionby Omniyat
Price from
$ 15 594 074
from $ 22 830 per m²
Plan 10/50/40
Serenity Mansionsby Majid Al Futtaim Properties
Price from
$ 8 719 346
from $ 7 380 per m²
Plan 20/40/40
Price from
$ 520 549
Plan 10/25/65
Hawa Residenceby Al Marwan Developments
Tilal, Sharjah
Price from
$ 353 542
from $ 4 250 per m²
Plan 5/35/60
Haven Bayby Metac Properties
Price asking
Plan 10/50/40
Arya Residencesby Citi Developers
Price from
$ 716 329
from $ 8 240 per m²
Plan 20/50/30
Eltiera Heights
Jumeirah Heights
Price from
$ 578 700
from $ 7 580 per m²
Uptown Towerby DMCC (part of ICD)
Jumeirah Heights
Price from
$ 958 325
from $ 9 190 per m²
Post-handover plan
Price asking
Plan 20/40/40
Price asking
Plan 20/55/25
MJL Lamtara
Madinat Jumeirah Living
Price from
$ 3 439 373
from $ 13 910 per m²
Post-handover plan
Kempinski Marina Residencesby ABA Group
Price from
$ 4 904 632
from $ 8 100 per m²
Stonehenge 1by Segrex Development
Price asking
Post-handover plan
Al Zorah Beach Hills Villa'sby The Solidere International
Al Zorah, Ajman
Price from
$ 5 498 597
from $ 8 760 per m²
Plan 20/40/40
Price from
$ 752 578
from $ 7 870 per m²
Post-handover plan
Al Zorah Seaside Hillsby The Solidere International
Al Zorah, Ajman
Price from
$ 597 193
from $ 6 100 per m²
Post-handover plan
Celia Gardensby Abou Eid
Price from
$ 451 471
from $ 6 160 per m²
Post-handover plan
Olivia Residencesby Karma Developers
Price from
$ 384 275
from $ 2 930 per m²
Plan 20/30/50
Bonds Avenueby Amirah Developments
Price from
$ 519 010
from $ 5 680 per m²
Post-handover plan
Sealine Residenceby Al Zorah Development Company
Ajman
Price from
$ 388 536
from $ 4 490 per m²
Post-handover plan
Sea Glints Mansionsby Al Zorah Development Company
Ajman
Price from
$ 9 069 851
from $ 13 300 per m²
Post-handover plan
Sapphire 32by Dar Al Karama
Price from
$ 457 197
from $ 4 260 per m²
Plan 10/40/50
Agua Residencesby Citi Developers
Price from
$ 940 023
from $ 6 850 per m²
Plan 20/40/40
Vue by Crystal Bayby Crystal Bay Development
Price from
$ 317 195
Plan 10/40/50
Eywaby Revolution
Price from
$ 3 402 343
from $ 12 320 per m²
Plan 50/10/40
Serenia Livingby Palma Holding
Price from
$ 81 743 869
from $ 36 690 per m²
Plan 25/75
DaVinciby Dar Global
Price from
$ 1 840 422
from $ 10 580 per m²
Plan 30/20/50
AIDA by Dar Globalby Dar Global
Oman
Price from
$ 410 272
from $ 1 300 per m²
Plan 10/40/50
Terrazzo Residencesby Taraf Holding
Price from
$ 361 754
Price from
$ 278 683
from $ 4 800 per m²
Plan 20/40/40
Do Hotels and Residencesby One Development
Price from
$ 597 003
from $ 7 660 per m²
Plan 10/40/50
Cello by Tarafby Taraf Holding
Price from
$ 305 559
from $ 4 490 per m²
Plan 15/15/70
Selora Residencesby Swank Development
Mohammed Bin Rashid City (MBR)
Price from
$ 2 561 308
from $ 5 910 per m²
Client reviews
Sophie(Paris)
I was looking for an apartment that I could live in and also rent out occasionally. Lyubomir selected options in areas with high rental demand and showed me real income calculations. The deal took less than a month, and I already have my first tenants.
Fatima(Abu Dhabi)
I had never invested in Dubai before. Talaibek helped me understand all the details, explained the entire process, and guided me through to completion. Everything was calm, transparent, and well-organized.
Martin(Berlin)
I needed a home for my family — close to green areas and a good school. Evgeny listened carefully, created a tailored selection, and showed us the neighborhoods through video tours. We ended up buying exactly what we wanted.
Property sale
Apartaments
Property Features
Each year the UAE strengthens its position on the global property market remaining an attractive destination for both relocation and investment. A well developed mortgage system plays a major role in this growth. In 2026 buying apartments in Dubai with a mortgage is available to both residents and foreign buyers. For investors it is a way to increase returns. For future residents it is a practical path to owning property in one of the safest countries in the world.
What Property in the UAE Can Be Bought with a Mortgage
Dubai offers all major property types.
- Apartments across different price segments
- Serviced apartments in top hotels
- Penthouses with panoramic city views
- Villas from one to three floors, with private pools or beachfront locations
- Townhouses, duplexes and triplexes
Mortgage terms are assessed individually for each property and buyer.
Benefits of Buying Property in Dubai with a Mortgage
Buying an apartment with a mortgage combines investment logic with financial flexibility. Loan programs from leading UAE banks allow entry into a fast growing market while keeping a large part of your capital free for other goals.
- No residence visa required. Unlike many property markets Dubai allows buyers to obtain a mortgage without UAE residency.
- Capital liquidity preserved. A mortgage frees up funds for portfolio diversification, business growth or building a financial safety net.
- Mortgage payments covered by rental income. Rental returns can fully or partially offset monthly loan payments.
- Investment in a growing market. Long term price growth in promising areas helps protect and grow capital. In this case buying an apartment in Dubai with a mortgage acts as financial leverage increasing returns on your own capital.
- Wide range of properties. Mortgage programs are available for everything from compact studios to spacious apartments in premium coastal developments.
For buyers from Moscow and other major cities where mortgage rates are high and choice is limited, Dubai offers a strong alternative with more attractive financing and high income potential.
Mortgage Purchase Terms in Dubai
Borrower and Property Requirements
Borrowers must meet several criteria: age from 21 to 65, confirmed monthly income from AED 15,000 (USD 4,085) and valid insurance. As for the property, only apartments in freehold zones with a clean legal status qualify for a mortgage. The residential complex must be completed or at the final stage of construction.
Financial Terms
Mortgage rates for non residents remain competitive, averaging 4 to 7.5 percent per year. Loan terms range from 5 to 25 years, with a choice between fixed and variable repayment schemes.
Buying Apartments in Dubai with a Mortgage with Golden Bee
Buying property abroad with a mortgage is a multi step process that requires professional handling. Our role is not just to guide the deal, but to secure a safe and profitable investment.
- Property selection and remote viewings. We work directly with leading UAE developers to match properties to your goals and bank requirements.
- Competitive mortgage terms. We provide up to date information on loan programs for non residents and prepare clear rate comparisons.
- Full legal support. We manage the entire process from legal due diligence to deal registration with the land department.
As a result, you acquire a liquid asset on favorable terms. Submit a request for a personal calculation. We will select a property within your budget, compare bank rates and present you a projected return.
