Plan 10/70/20
Price asking
Dubai
Properties for sale on mortgage in Dubai — page 21
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Plan 10/70/20
Price from
$ 852 013
from $ 7 210 per m²
Damac Lagoons Monte Carloby DAMAC
Damac Lagoons
Price asking
Plan 15/20/65
Lua Residencesby Swank Development
Mohammed Bin Rashid City (MBR)
Price asking
Plan 5/65/30
DIFC Livingby Dubai International Financial Centre (DIFC)
Dubai International Financial Centre (DIFC)
Price asking
Mudon Al Ranim 5by Dubai Properties
Mudon
Price asking
Plan 20/80
Price from
$ 854 465
from $ 6 300 per m²
One Reem Islandby SAAS Properties
Price asking
Plan 10/40/50
Price asking
Plan 10/90
Empire Estatesby Empire Developments
Price from
$ 737 510
Post-handover plan
Bay Residences South
Mina Al Arab, Ras Al Khaimah
Price asking
Plan 40/60
Post-handover plan
Price asking
Plan 10/40/50
Price asking
Price from
$ 308 234
from $ 4 800 per m²
Plan 5/40/55
Sokoon 5by Arada
Aljada, Sharjah
Price asking
Plan 10/55/35
Price asking
Privé Residenceby Ginco Properties
Price asking
Post-handover plan
Bayviews
Mina Al Arab, Ras Al Khaimah
Price asking
Post-handover plan
Mangrove residences by Expo City Development
Price asking
Avanti Towerby DAMAC
Price asking
Plan 20/40/40
Mas Towerby Revi Realty
Price asking
Plan 10/70/20
Price asking
Oud Residencesby Eagle Hills
Maryam Island, Sharjah
Price asking
Plan 20/40/40
Plan 20/40/40
Beverly Residence 2by HMB Homes Real Estate Development
Price asking
Post-handover plan
Equiti Homeby BNH Real Estate Developer
Price from
$ 1 541 742
Plan 10/50/40
The Source
Abu Dhabi
Price asking
Price asking
Plan 20/80
Price asking
Riviera 32
Mohammed Bin Rashid City (MBR)
Price asking
Post-handover plan
J One Tower Aby Durar Group
Price asking
Post-handover plan
Price asking
Price asking
Plan 20/55/25
Verve City Walk
Al Wasl (City Walk)
Price asking
Plan 10/60/30
Bloom Living - Carmonaby Bloom Holding
Madinat Zayed, Abu Dhabi
Price asking
Plan 10/70/20
Price from
$ 503 784
from $ 7 660 per m²
Plan 10/80/10
Price asking
Plan 20/80
Manazel Al Khorby Dubai Properties
Price asking
Plan 15/10/75
Samana Hills South
Dubai Industrial City
Price from
$ 314 895
from $ 5 140 per m²
Plan 20/20/60
Price from
$ 278 250
from $ 6 030 per m²
V2 Towerby Tabeer Real Estate Development LLC
Price asking
Post-handover plan
Supreme Residenceby Uniestate Properties
Price asking
Plan 20/20/60
Emerald Vision Towerby Vision Avenue Homes
Price asking
Plan 30/30/40
Villa Amayaby Amali Properties
Price asking
Plan 5/55/40
Price asking
7 Park Central By Meteoraby Meteora Developers
Price from
$ 961 619
Plan 20/30/50
Castleton at Central Park
Al Wasl (City Walk)
Price asking
Client reviews
Sophie(Paris)
I was looking for an apartment that I could live in and also rent out occasionally. Lyubomir selected options in areas with high rental demand and showed me real income calculations. The deal took less than a month, and I already have my first tenants.
Fatima(Abu Dhabi)
I had never invested in Dubai before. Talaibek helped me understand all the details, explained the entire process, and guided me through to completion. Everything was calm, transparent, and well-organized.
Martin(Berlin)
I needed a home for my family — close to green areas and a good school. Evgeny listened carefully, created a tailored selection, and showed us the neighborhoods through video tours. We ended up buying exactly what we wanted.
Property sale
Apartaments
Property Features
Each year the UAE strengthens its position on the global property market remaining an attractive destination for both relocation and investment. A well developed mortgage system plays a major role in this growth. In 2026 buying apartments in Dubai with a mortgage is available to both residents and foreign buyers. For investors it is a way to increase returns. For future residents it is a practical path to owning property in one of the safest countries in the world.
What Property in the UAE Can Be Bought with a Mortgage
Dubai offers all major property types.
- Apartments across different price segments
- Serviced apartments in top hotels
- Penthouses with panoramic city views
- Villas from one to three floors, with private pools or beachfront locations
- Townhouses, duplexes and triplexes
Mortgage terms are assessed individually for each property and buyer.
Benefits of Buying Property in Dubai with a Mortgage
Buying an apartment with a mortgage combines investment logic with financial flexibility. Loan programs from leading UAE banks allow entry into a fast growing market while keeping a large part of your capital free for other goals.
- No residence visa required. Unlike many property markets Dubai allows buyers to obtain a mortgage without UAE residency.
- Capital liquidity preserved. A mortgage frees up funds for portfolio diversification, business growth or building a financial safety net.
- Mortgage payments covered by rental income. Rental returns can fully or partially offset monthly loan payments.
- Investment in a growing market. Long term price growth in promising areas helps protect and grow capital. In this case buying an apartment in Dubai with a mortgage acts as financial leverage increasing returns on your own capital.
- Wide range of properties. Mortgage programs are available for everything from compact studios to spacious apartments in premium coastal developments.
For buyers from Moscow and other major cities where mortgage rates are high and choice is limited, Dubai offers a strong alternative with more attractive financing and high income potential.
Mortgage Purchase Terms in Dubai
Borrower and Property Requirements
Borrowers must meet several criteria: age from 21 to 65, confirmed monthly income from AED 15,000 (USD 4,085) and valid insurance. As for the property, only apartments in freehold zones with a clean legal status qualify for a mortgage. The residential complex must be completed or at the final stage of construction.
Financial Terms
Mortgage rates for non residents remain competitive, averaging 4 to 7.5 percent per year. Loan terms range from 5 to 25 years, with a choice between fixed and variable repayment schemes.
Buying Apartments in Dubai with a Mortgage with Golden Bee
Buying property abroad with a mortgage is a multi step process that requires professional handling. Our role is not just to guide the deal, but to secure a safe and profitable investment.
- Property selection and remote viewings. We work directly with leading UAE developers to match properties to your goals and bank requirements.
- Competitive mortgage terms. We provide up to date information on loan programs for non residents and prepare clear rate comparisons.
- Full legal support. We manage the entire process from legal due diligence to deal registration with the land department.
As a result, you acquire a liquid asset on favorable terms. Submit a request for a personal calculation. We will select a property within your budget, compare bank rates and present you a projected return.
