Plan 20/40/40
Damac Casaby DAMAC
Dubai Media City
Price from
$ 816 621
from $ 8 290 per m²
Dubai
Properties for sale on mortgage in Dubai — page 14
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Damac Casa
Plan 20/40/40
Damac Lagoons Views Phase 2by DAMAC
Damac Lagoons
Price from
$ 376 022
from $ 5 400 per m²
Plan 20/40/40
Price from
$ 616 076
from $ 7 850 per m²
Plan 20/60/20
Voltaby DAMAC
Price from
$ 667 030
from $ 7 100 per m²
Plan 10/40/50
Golf Greensby DAMAC
Price from
$ 260 763
from $ 4 160 per m²
Plan 20/40/40
Damac Lagoons Viewsby DAMAC
Damac Lagoons
Price from
$ 383 106
Plan 20/50/30
Evergreensby DAMAC
Price from
$ 316 621
from $ 3 850 per m²
Plan 20/50/30
Elo Damacby DAMAC
Price from
$ 370 027
from $ 4 060 per m²
Aykon City Towerby DAMAC
Price from
$ 260 354
from $ 8 460 per m²
Plan 20/30/50
Price from
$ 1 816 349
from $ 9 530 per m²
Post-handover plan
The W Residencesby Signature Developers
Price from
$ 599 000
from $ 7 330 per m²
Plan 10/20/70
Bling Avenue 1by Bling Development
Price from
$ 300 213
from $ 3 890 per m²
Post-handover plan
Nuaimia Two Towerby GJ Properties
Ajman
Price from
$ 190 337
from $ 1 460 per m²
Plan 20/40/40
Casa Aura Residenceby AGN Skyline Developers
Price from
$ 272 480
from $ 7 160 per m²
Laya Mansionby Laya Developers (Akshara Global)
Price from
$ 163 488
Plan 20/40/40
Havelock Heightsby HMB Homes Real Estate Development
Price from
$ 197 548
from $ 5 730 per m²
Post-handover plan
Celeste Heightsby Zimaya Properties
Price from
$ 459 128
from $ 4 150 per m²
Plan 20/20/60
Estrella By Nexusby Nexus Developer
Price from
$ 309 301
from $ 4 300 per m²
Plan 20/10/70
Amber by Ensoby Enso Delevopment
Price from
$ 299 074
from $ 6 790 per m²
Plan 10/40/50
Woodland Crestby AMIS Development
Price from
$ 434 721
from $ 6 760 per m²
Plan 20/30/50
Dubai Harbour Residenceby H&H Development
Dubai Harbour
Price from
$ 1 953 315
from $ 10 320 per m²
Post-handover plan
Aria Heightsby SRG Holding
Price from
$ 223 675
from $ 5 120 per m²
Plan 30/70
Marriottby MAG
Barsha South
Price asking
Plan 10/30/60
Milestone Residencesby Axiom Prime Real Estate
Price from
$ 320 478
from $ 4 310 per m²
Post-handover plan
Fairmont Marina Residencesby National Investment
Al Marina, Abu Dhabi
Price from
$ 735 881
from $ 8 020 per m²
Plan 10/60/30
Plan 10/40/50
Price asking
Plan 10/50/40
Esme Beach Residencesby Elysian Developments
Price from
$ 844 687
from $ 12 090 per m²
Plan 30/20/50
Gharbi 1 Residencesby Rabdan Developments
Price from
$ 224 796
from $ 5 340 per m²
Post-handover plan
Gharbi 2 Residencesby Rabdan Developments
Price from
$ 482 289
from $ 3 190 per m²
Post-handover plan
Waada Dubai Southby BT Properties
Price from
$ 244 687
from $ 3 540 per m²
Plan 5/55/40
Price from
$ 10 490 463
from $ 14 110 per m²
Plan 30/55/15
The Bay Residence 2by Baraka Real Estate Development
Price from
$ 1 003 949
Plan 10/20/70
Forest Cityby HZ DEVELOPMENT
Price from
$ 225 855
from $ 5 270 per m²
Plan 40/60
The Bay Residenceby Baraka Real Estate Development
Price asking
Mansio The8by IFA Hotels and Resorts
Price asking
Post-handover plan
Albero by ORO24by ORO 24
Price asking
Plan 10/40/50
Eden House Dubai Hillsby H&H Development
Price from
$ 6 946 953
from $ 12 010 per m²
Plan 20/80
Price asking
Plan 15/85
Price asking
Plan 10/50/40
Price asking
Plan 10/30/60
Riviera 59
Mohammed Bin Rashid City (MBR)
Price from
$ 312 534
from $ 10 130 per m²
Plan 5/40/55
Masaar Azaleaby Arada
Price asking
Plan 5/25/70
Tiraz Apartmentsby Arada
Aljada, Sharjah
Price asking
Plan 5/30/65
Nesba 3by Arada
Aljada, Sharjah
Price from
$ 457 766
from $ 3 860 per m²
Plan 5/40/55
Masaar Saroby Arada
Price from
$ 1 069 482
from $ 3 650 per m²
Zazen Gardensby ZāZEN Properties
Price asking
Plan 15/85
Price asking
Plan 10/70/20
Price asking
Client reviews
Sophie(Paris)
I was looking for an apartment that I could live in and also rent out occasionally. Lyubomir selected options in areas with high rental demand and showed me real income calculations. The deal took less than a month, and I already have my first tenants.
Fatima(Abu Dhabi)
I had never invested in Dubai before. Talaibek helped me understand all the details, explained the entire process, and guided me through to completion. Everything was calm, transparent, and well-organized.
Martin(Berlin)
I needed a home for my family — close to green areas and a good school. Evgeny listened carefully, created a tailored selection, and showed us the neighborhoods through video tours. We ended up buying exactly what we wanted.
Property sale
Apartaments
Property Features
Each year the UAE strengthens its position on the global property market remaining an attractive destination for both relocation and investment. A well developed mortgage system plays a major role in this growth. In 2026 buying apartments in Dubai with a mortgage is available to both residents and foreign buyers. For investors it is a way to increase returns. For future residents it is a practical path to owning property in one of the safest countries in the world.
What Property in the UAE Can Be Bought with a Mortgage
Dubai offers all major property types.
- Apartments across different price segments
- Serviced apartments in top hotels
- Penthouses with panoramic city views
- Villas from one to three floors, with private pools or beachfront locations
- Townhouses, duplexes and triplexes
Mortgage terms are assessed individually for each property and buyer.
Benefits of Buying Property in Dubai with a Mortgage
Buying an apartment with a mortgage combines investment logic with financial flexibility. Loan programs from leading UAE banks allow entry into a fast growing market while keeping a large part of your capital free for other goals.
- No residence visa required. Unlike many property markets Dubai allows buyers to obtain a mortgage without UAE residency.
- Capital liquidity preserved. A mortgage frees up funds for portfolio diversification, business growth or building a financial safety net.
- Mortgage payments covered by rental income. Rental returns can fully or partially offset monthly loan payments.
- Investment in a growing market. Long term price growth in promising areas helps protect and grow capital. In this case buying an apartment in Dubai with a mortgage acts as financial leverage increasing returns on your own capital.
- Wide range of properties. Mortgage programs are available for everything from compact studios to spacious apartments in premium coastal developments.
For buyers from Moscow and other major cities where mortgage rates are high and choice is limited, Dubai offers a strong alternative with more attractive financing and high income potential.
Mortgage Purchase Terms in Dubai
Borrower and Property Requirements
Borrowers must meet several criteria: age from 21 to 65, confirmed monthly income from AED 15,000 (USD 4,085) and valid insurance. As for the property, only apartments in freehold zones with a clean legal status qualify for a mortgage. The residential complex must be completed or at the final stage of construction.
Financial Terms
Mortgage rates for non residents remain competitive, averaging 4 to 7.5 percent per year. Loan terms range from 5 to 25 years, with a choice between fixed and variable repayment schemes.
Buying Apartments in Dubai with a Mortgage with Golden Bee
Buying property abroad with a mortgage is a multi step process that requires professional handling. Our role is not just to guide the deal, but to secure a safe and profitable investment.
- Property selection and remote viewings. We work directly with leading UAE developers to match properties to your goals and bank requirements.
- Competitive mortgage terms. We provide up to date information on loan programs for non residents and prepare clear rate comparisons.
- Full legal support. We manage the entire process from legal due diligence to deal registration with the land department.
As a result, you acquire a liquid asset on favorable terms. Submit a request for a personal calculation. We will select a property within your budget, compare bank rates and present you a projected return.
